Where do you start is you want to insure your business?
That’s a difficult question. That is, if you try to go it alone.
What you need is advice from an independent business insurance broker. In the meantime, here are a few pointers.
You will need insurance to cover unexpected loss or damage to your own and a third party’s property.
You will also need to protect yourself against injuries to any employees you may have and to any third parties with whom you may come in contact. This is because not only do you owe a duty of care to your employees, you owe a similar duty to members of the public and organisations whom you work with. Our advice is never to underestimate the stupidity and willingness to litigate of employees and the public!
Finally it’s worthwhile remembering that not all insurance brokers are the same. Not every broker specialises in helping businesses. It’s worthwhile, especially if what you do could possibly lead to large claims being made against you, going to an expert – doing so could save you a lot of time and money in the long run.
We can introduce you to a trusted local broker who will get you the cover you need without overpaying.